If you’re a small-business owner who values straightforward earning and useful benefits, the new Capital One Venture Business may be a strong addition to your wallet.
Plus, the Venture Business card has launched with a high-value welcome bonus that could be used for your next trip — as long as you can meet its spending requirements.
Here’s what to know about the current offer on this new card for small-business owners.
Capital One Venture Business current offer
New Venture Business cardholders can earn up to 150,000 bonus miles: 75,000 miles after spending $7,500 on purchases in the first three months from account opening, plus an additional 75,000 bonus miles after spending $30,000 on purchases in the first six months from account opening.
According to TPG’s April 2026 valuations, these bonus miles are worth up to $2,775. This is an excellent offer if your business is able to spend $30,000 in six months, though this could be a high threshold for many businesses to reach.
I maximize Capital One miles by transferring them to one of the issuer’s 15-plus loyalty program partners. Some of my favorite Capital One partners include Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Club and Wyndham Rewards.
But you can also take the easy route with your miles by redeeming them at a fixed value of 1 cent per mile for bookings made through the Capital One Business Travel portal, as well as travel purchases made in the past 90 days, such as those with airlines, hotels, ride-hailing services and vacation rentals.
The card charges a $95 annual fee, which can be offset by leveraging its multiple credits.
You have to be eligible for a business card to be approved for the Venture Business.
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Related: How to get a business credit card
Why you should apply for the Capital One Venture Business
There are several key benefits for Venture Business cardholders. Here are some of the highlights:
Plus, cardholders will enjoy simple (yet valuable) earning rates when they use the card:
- 5 miles per dollar spent on hotels, rental cars and vacation rentals booked through Capital One Business Travel
- 2 miles per dollar spent on all other purchases
Business features include the ability to add free employee cards, set customized spending limits and receive year-end summaries. The card charges no foreign transaction fees.
Considering the Venture Business card’s $95 annual fee, there are plenty of ways to recoup its value by maximizing credits and rewards.
Related: How long do Capital One miles transfers take?
Bottom line
If you’re a business owner who values simple earning and finds value in the statement credits offered by the Venture Business, this could be a great addition to your wallet.
However, the card’s high-value welcome offer comes with a high spending requirement to earn the full bonus. With so much value on the table, it’s worth weighing how easily you can reach the bonus with your business spending.
Still, the card offers significant value for high-spending businesses and those who could easily offset the annual fee with the card’s statement credits, especially given its $95 annual fee.
Learn more: Capital One Venture Business
Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold+ Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
